Tuesday, July 23, 2013

Gratitude Project #7 - Having health Insurance

Now we all know that the health care system in the States is really broken. Our hospital bills lack price transparency. Our drug companies charge ridiculous markups to the patients. Affordable individual insurance is non-existent. Medicare kept cutting reimbursement to our physicians, causing them to drop Medicare patients. I remember reading on the news that something like 60% of bankruptcy is due to medical bills. The premium of the group insurance that I have through my job keeps increasing, while the co-pays and out-of-pocket maximum keeps increasing every year too. But I am still grateful that we are able to have and to afford health insurance. Because the only predictable thing in life is that you can be sure that it is unpredictable. You will never know when you will get sick. I am grateful for all the prenatal care and all the well-child visits for my baby that we were able to have because of our insurance. I still remember how shocked I was when I opened up the bill from the hospital where I delivered my baby - just one week of NICU stay for my baby amounts to $25,000 without insurance! My heart definitely skipped a beat when I saw that!

Original published on Bubblews: http://www.bubblews.com/news/671810-gratitude-project-6-having-health-insurance

Image Credit: morguefile

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